WebUnlike many personal loan lenders, LightStream is available in all 50 states, plus Washington, D.C. LightStream’s minimum credit score requirements aren’t disclosed on the website. WebDec 23, 2024 · LightStream generally requires all customers to have a minimum credit score of 660 or higher. If you have the required credit score, you may be eligible for a loan with …
What Credit Score Do You Need for a Personal Loan?
WebDec 28, 2024 · Here are some of the key things you need to know if you’re considering a loan from LightStream: Minimum credit score: 660 Rate discount: 0.50% for automatic payments Origination fee: None Pros No fees for applying for or accepting an auto loan No restrictions on the age or type of car Same-day approvals possible Cons WebAug 5, 2024 · Requirements to Get a Loan from LightStream Minimum credit score: 660+ Minimum income: Not disclosed Age: Legal age to accept a loan in your state (almost always 18) Citizenship: U.S. citizen or permanent resident Residency: All states Identification: SSN headphone safety policy
LightStream Personal Loan Review: Competitive Rates, Fast Funding
WebJan 11, 2024 · LightStream Check Your Rate Loan Amounts $5,000 – $100,000 Loan Terms 24 – 144 months APR Range 7.99% – 25.99% (with autopay) Minimum Credit Score 660 or higher LightStream is a solid online lender offering no fees, high loan maximums and low-rate personal loans for several purposes. Personal Loan Lender with Competitive Rates … WebAug 20, 2024 · With a minimum credit score requirement of 660, LightStream auto loans focus on borrowers with good or excellent credit (690 or higher on the FICO score model). … WebJan 13, 2024 · What credit score do you need for LightStream? Applicants need a minimum credit score of at least 660 to get a personal loan from LightStream. That means the LightStream personal loan credit score requirement is in the fair-to-good credit range, which is on par with most other major personal loan companies. goldsmith borgal